Eligibility
Services provided by airolilo are intended for adults and for informational support related to insurance options for retired persons and pensioners. Users must be able to enter into legally binding agreements in their jurisdiction. Access to certain features may be restricted based on residency or regulatory requirements.
Users must be at least 18 years old to use airolilo services. While our content is tailored for retired individuals and pensioners, using the site requires legal capacity to consent and provide information.
You agree to use airolilo services for lawful purposes only and not to submit false or fraudulent information. Use must comply with applicable laws and regulations in Thailand and any other relevant jurisdiction.
Availability of certain services or content may be limited by local regulations. airolilo may restrict features for users located outside permitted regions. It is your responsibility to ensure that use of the services is compliant with local rules.
Account and Access
Certain features of airolilo may require creating an account. You are responsible for maintaining the confidentiality of account credentials and for any activity that occurs under your account.
You agree to provide accurate, current, and complete information when creating or updating an account. Providing false information may result in suspension or termination of access.
Protect your account password and avoid sharing login details. Notify airolilo promptly if you suspect unauthorized access. We implement reasonable technical and organizational measures to protect account data.
Accounts are personal and non-transferable unless explicitly permitted in writing by airolilo. You may not assign or delegate your rights or obligations under these terms without prior consent.
If you believe your account has been compromised, notify airolilo immediately by contacting our support channels. We will take reasonable steps to secure your account as appropriate.
airolilo reserves the right to suspend or disable access to accounts that violate these terms or pose a security risk. We will provide notice when practicable and explain the reason for suspension.
Scope of Services
airolilo provides informational tools, educational materials, and assistance to help pensioners evaluate insurance options in Thailand. Our content summarizes product features, typical terms, and regulatory considerations to support informed decision-making.
airolilo may modify or discontinue features or services at any time. We aim to provide notice of significant changes through the website or direct communications when feasible.
We aim to keep our services available, but access may be interrupted for maintenance, upgrades, or technical issues. airolilo is not liable for temporary service interruptions beyond our reasonable control.
Rules of Use
When using airolilo, you agree to follow these basic rules to maintain a safe and lawful environment for all users.
- Do not submit fraudulent, misleading, or unlawful content.
- Respect other users and avoid abusive, harassing, or discriminatory language.
- Do not attempt to interfere with site security or functionality.
- Provide accurate information when requesting service assistance.
- Do not use automated means to access or scrape airolilo content without permission.
- Comply with applicable insurance regulations and professional advice requirements.
- Report suspected policy violations or security issues to airolilo promptly.
User Content
Users may submit questions, feedback, or other content through airolilo. Submitted material must comply with these terms and applicable laws.
You retain ownership of content you submit, subject to any third-party rights. By submitting content you represent that you have the necessary rights to share it.
By posting content on airolilo, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display the content in connection with providing and promoting our services.
You are responsible for the content you submit. airolilo does not endorse user-submitted content and is not liable for its accuracy. Do not share sensitive personal data in user-submitted materials.
airolilo may remove or refuse to display user content that violates these terms or is unlawful. We may also remove content to comply with legal obligations or at a user’s request where appropriate.
Intellectual Property
All airolilo intellectual property, including website design, text, images, and software, is owned or licensed by airolilo. Unauthorized use of our intellectual property is prohibited.
- Do not copy or reproduce airolilo proprietary content without permission.
- Do not use airolilo activity in ways that could cause confusion or imply endorsement.
- If you believe your intellectual property has been infringed, notify airolilo following the procedure on the website.
Paid Services
airolilo may offer paid advisory or administrative services related to insurance selection. Fees and terms for paid services will be disclosed prior to purchase.
Pricing for paid services is stated at the time of purchase or in a separate agreement. All fees are in the currency specified at checkout and must be paid according to the payment terms provided.
Payments are processed using third-party payment processors. You agree to provide accurate billing information and authorize charges for selected services.
If a paid service is offered on a subscription basis, the subscription terms, renewal intervals, and cancellation procedures will be disclosed prior to enrollment.
Refunds for paid services are handled in accordance with the specific service terms. Refund policies will be communicated during purchase and may vary by product.
You may cancel paid services as set out in the applicable terms. airolilo will process cancellations in line with the agreed procedures and applicable laws.
You are responsible for any applicable taxes associated with paid services. airolilo will apply taxes where required by law and will indicate tax amounts during checkout when applicable.
airolilo may change pricing for services. Notice of material price changes will be provided before the change takes effect, where required by law.
Failure to pay for services may result in suspension or termination of access to those services until payment obligations are satisfied.
Disclaimer
Information provided by airolilo is educational and informational in nature and is not a substitute for personalized advice from licensed insurance professionals or legal advisors. We do not underwrite insurance policies, sell insurance directly, or act as an insurer. Please consult licensed professionals for decisions about specific insurance needs.
Limitations of Liability
To the maximum extent permitted by law, airolilo is not liable for indirect, incidental, or consequential losses arising from use of the service. airolilo’s aggregate liability for direct damages is limited to the amount paid by you for related services in the twelve months preceding the claim, where applicable by law.
Third-Party Services
airolilo may integrate with or refer users to third-party services and products. We do not control third-party offerings and are not responsible for their actions, policies, or performance. Use of third-party services is subject to those providers’ terms.
Termination
Either party may terminate access to the services for breach of these terms or other applicable policies. airolilo may suspend or terminate accounts that violate terms or pose risks to other users or the platform.
Upon termination, access to account features and user content may be restricted. Some information required for legal or compliance purposes may be retained in accordance with our data retention policies.
Privacy
Use of airolilo services is also governed by our Privacy Policy, which explains how we collect, use, and store personal information. The privacy policy is available at airolilo.pro/privacy and is incorporated into these terms by reference.
Communications
By using airolilo, you consent to receiving communications related to service updates, account information, and administrative messages. Promotional communications will be sent only with your consent where required by law.
Changes to Terms
airolilo may update these terms. We will post the revised terms on the website and indicate the effective date. Continued use following posting constitutes acceptance of the updated terms.
Governing Law
These terms are governed by the laws applicable in Thailand. Any disputes related to these terms will be handled in accordance with the dispute resolution provisions set out below, subject to mandatory legal provisions.
Dispute Resolution
If a dispute arises, please contact us to seek an informal resolution. If a formal resolution is necessary, disputes will be resolved under the governing law specified in these terms and through the applicable courts or dispute-resolution mechanisms.